How to Stack Discounts: Using Coupons, Cashback, and Loyalty Programs for Big Savings

Getting the best deal doesn’t have to mean settling for one discount. By combining coupons, cashback offers, and loyalty programs, you can maximize your savings and make your purchases go further. Here’s how to stack discounts like a pro and save more on everything you buy.
1. Always Start with Coupons
The first step in stacking discounts is finding a coupon for your purchase. Websites like Honey, Rakuten, and RetailMeNot provide a treasure trove of online promo codes, discounts, and vouchers for almost every retailer. Before you check out, always search for any available codes to lower your price.
2. Use Cashback Programs for Extra Savings
Cashback programs are a great way to earn money back on purchases. Platforms like Rakuten, Ibotta, and Swagbucks offer cashback for shopping through their links. Some credit cards also offer cashback rewards for specific categories like groceries, dining, and online shopping, adding even more savings to your transaction.
3. Join Loyalty Programs for Reward Points
Loyalty programs are designed to reward repeat customers, offering discounts, perks, or even free items. Many major retailers, including Target, Walgreens, and Starbucks, offer loyalty programs where you earn points for every purchase. These points can be redeemed for discounts, exclusive offers, or even free products over time.
4. Stack Cashback and Coupons for Maximum Savings
Don’t just settle for one discount—combine cashback with coupons. For example, you can use a coupon code at checkout, then go through a cashback site to earn money back on that same purchase. The result? Bigger savings without any extra effort.
5. Shop Through Affiliate Links for More Savings
Many bloggers and influencers provide affiliate links to retailers, where you can access special promotions or discounts. By shopping through these links, you can support your favorite creators while saving money on your purchases.
Final Takeaway
Stacking discounts is a smart way to save on everyday purchases. By combining coupons, cashback, and loyalty rewards, you’ll make every dollar go further and never pay full price again.